If $15,000 is invested at 3.5% for 20 years, find the future value if the interest is compounded the following ways. (Round your answers to the nearest cent.)

(a) annually $ (b) semiannually $ (c) quarterly $ (d) monthly $ (e) daily (N = 360) $ (f) every minute (N = 525,600) $ (g) continuously $ (h) simple (not compounded) $