If a bank invested $54 million in a two-year asset paying 13 percent interest per year and simultaneously issued a $54 million one-year liability paying 10 percent interest per year, what would be the impact on the banks net interest income if, at the end of the first year, all interest rates increased by 2 percentage point(s)? (Input the amount as a positive value. Do not round intermediate calculations. Enter your answer in millions rounded to 2 decimal places. (e.g., 32.16))