If a bank invested $65 million in a two-year asset paying 11 percent interest per year and simultaneously issued a $65 million one-year liability paying 8 percent interest per year, what would be the impact on the banks net interest income if, at the end of the first year, all interest rates increased by 2 percentage point? (Input the amount as a positive value. Do not round intermediate calculations. Enter your answer in millions rounded to 2 decimal places. (e.g., 32.16))

Net interest income will (increase or decrease by) $ million.