If a bank is "too big to fail" that creates a situation known as "moral hazard" Moral hazard in this context implies A. that banking CEO's and financiers don't represent the interests of their deposits and make decisions to benefit themselves rather than the people whose money they manage O B. that large banks know they will always get a bailout because they are too important to let fail, so the taxpayer bears much of the burden of risk if the banks are in financial trouble O C. that banking isn't competitive, which allows bankers to charge monopoly price for home loans D. all of these are factors associated with "moral hazard" and the behavior of large banks