If a bank sells interest rate futures, it the potential adverse effect of rising interest rates and the potential favorable effect of declining interest rates on its interest expenses. reduces; reduces increases; increases reduces: increases increases; reduces Question 5 (1 point) During a period of rising interest rates, a bank's net interest margin will likely decline if it has a large amount of rate-sensitive assets and no rate-sensitive liabilities. rate-sensitive liabilities and no rate-sensitive assets. loans to technology firms. real estate loans