If a borrower has a 30-year fully amortizing mortgage with a constant monthly payment, what is the impact on the loan's balance after 15 years compared to the first 15 years?\ The loan balance remains constant throughout the loan term.\ The loan balance decreases more rapidly after 15 years.\ The rate of decrease is the same throughout the term of the loan.\ The loan balance decreases more rapidly in the first 15 years.

If a borrower has a 30-year fully amortizing mortgage with a constant monthly payment, what is the impact on the loan's balance after 15 years compared to the first 15 years? The loan balance remains constant throughout the loan term. The loan balance decreases more rapidly after 15 years. The rate of decrease is the same throughout the term of the loan. The loan balance decreases more rapidly in the first 15 years