If a business takes out a $$10,000,7$ year, $12\%$ loan, the decrease in principal in year $1$ is: $($assume annual payments$).$ a$)$ $$991\mathrm{.}17$ b$)$ $$1,976\mathrm{.}38$ c$)$ $$1,200\mathrm{.}00$ d$)$ $$2,191\mathrm{.}17$ e$)$ $$2,456\mathrm{.}54$