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If a lender quotes a 30 year fixed interest rate of 4% with fees of $5000 for a 300k loan amount what is the APR?

If a lender quotes a 30 year fixed interest rate of 4% with fees of $5000 for a 300k loan amount what is the APR?

A.

4.14%

B.

4.08%

C.

4.35%

D.

4.23%

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