If a single father of three decides to start driving their vehicle for UBER, legally the father will: Select one: O a. Need to do nothing if they have a standard automobile insurance policy. O b. Argue that a moral exclusion applies due to his parental status. c. Need to disclose this to the insurer because there has been a material change in the risk. O d. Need to disclose this to the insurer because morally it is the right thing to do