If a worker does not need the money from Social Security to sustain her lifestyle, when she retires at age $62$ from full time employment and she has a history of longevity in her family history, which of the following would be true.

a$.$ She should not draw benefits at $62$ because her benefits will be permanently reduced and she doesn't need the money.

b$.$ If she draws benefits at $62,$ and continues to work part time, her benefits would be reduced if she earned over any amount over the earnings limitation$.$

c$.$ Her spouse would have permanently reduced survivor benefit if she draws a benefit at age $62.$

d$.$ All of the above are true.

e$.$ None of the above are true.