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If an annuitant dies during the accumulation period of a life annuity policy, the insurance company will credit the annuitant's beneficiary the present value of

  1. If an annuitant dies during the accumulation period of a life annuity policy, the

    insurance company will credit the annuitant's beneficiary the present value of the average potential future benefit annuity payments, regardless of the type of the life annuity concerned.

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