If I can buy a car today for 5000 $ and it is worth 10,000$ in extra income next year to me because it enables me to get a gob as a traveling anvil salesperson, should I take out a loan from larry The loan Shark at a 90 % interest rate if no one elas will give me a loan a- will I be better or worse of as result of taking out this loan? B- can you make a case for legalizing loan sharking ?