If I can teach you one important thing while you are young... it is that money makes money. When you are in your 20's, you should save as much money as possible... and live as cheaply as possible... because money you make and save now has a dramatic impact on your future. If you spend wildly while you are young, you will forever be playing catch-up. When you save money ... and pay for things in cash ... and avoid paying interest ... and avoid overpaying because you have good credit ... your money compounds even faster for you. This is why the rich always get richer - the system favors the "haves." I love a good deal... and I love being cheap ... I buy paper shredders and tools from the Goodwill ... I use coupon books like the Entertainment book and Groupon ... I shop all my expenses every year - I tell my credit card company waive the $95 annual fee or I am walking (they always waive it)... etc. What are some of your best money saving tips for your classmates... I want everyone to come up with some good money saving ideas - and if all 35 of you came up with something good... I bet you could each save $1,000 a year. This is an exercise in running a business. In you business, you have to ways to get rich - make a lot of money or save a lot of the money you make - usually by cutting costs. This focuses on the cost cutting aspect- think of your personal budget - and tell me how you can or should save money. Please participate by Sunday, April