If John desires a 15% annual return, and if he assumes that Apple's dividends will grow by its historical rate (i.e. the average growth in the last 2 years) each year for the next 5 years, and then by the analyst expected growth rate for the whole market (i.e. S&P500) each year after that forever, what would be the value of an Apple share? The stock closed at $109.85 on April 15, 2016. What would be his investment decision in that case? Buy, hold, or sell?