If Joseph has $79,900.00 currently saved, wants to retire in 24 years with $951,000.00, and can save $9,270.00 annually for 24 years with his first savings contribution made in 1 year, then what annual return does he need to earn?( Round the value to 2 decimal places and Please enter the value only without converting it to a decimal format. If the answer is 8.55%, enter 8.55) If Paul wants to retire in 26 years with $1,086,000.00 and can save $10,050.00 annually for 26 years with his first savings contribution made in 1 year, then what annual return does he need to earn?(Round the value to 2 decimal places and Please enter the value only without converting it to a decimal format. If the answer is 8.55%, enter 8.55)