If Kim takes out a loan of $49,427 today to start her new business, how many years will it take her to payoff the loan? Kim will pay $3,317 at the end of each quarter with her first payment due one quarter from today the loan has an APR of 7.85%.

Answer Format: INCLUDE ONLY NUMBERS AND DECIMALS IN YOUR ANSWER. Do not include "$" "," or any other formatting. Carry interim computations to at least 4 decimals. Enter numerical answers as a positive number rounded to 2 decimal places (###.##)