If Megan graduates with a job making $50,000 (poverty level for her household is $20,000) and has $25,000 in student loans and wants to pay them down using the Income-based repayment method (interest of 5.00% and starting at the end of the month), how much will her monthly student loan payment be? O $166.67 O $265.16 O $199.89 O $145.83