If Terry had a solvency ratio of 33% the previous year, which of the following statements is correct? Salaries Cash on hand Coin collection Home value Stock portfolio Grocery expense Mortgage balance Mortgage loan payments made Tokyo vacation expense paid Income taxes paid-to-date Interest earned 66,400 Credit Card Balance Utilities paid to date $8,600 $8,450 58,500 $14,300 $34,900 $3,200 $1,750 $11,500 $6,600 $5,200 $2,200 1,500 $2,350 Jewelry value 235,000 Auto loan balance 1982 Firebird value 18,500 7,550 Checking account $208,600 Property taxes owed 19,500 Student loan balance 6,700 Auto loan payments paid 9,100 Clothing/entertainment expense 400 Insurance premiums paid O there is a slight improvement from the previous year there is a drastic improvement from the previous year O there is a slight decline from the previous year O there is a drastic decline from the previous year