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If the insured cancels the policy mid-term, the return premium is based on: O Workers' Compensation premiums are fully earned, no refund would apply O
If the insured cancels the policy mid-term, the return premium is based on: O Workers' Compensation premiums are fully earned, no refund would apply O Pro-rata calculation, subject to minimum premium O Flat cancellation O Short-rate calculation, subject to minimum premium
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