If you borrow $250,000 for 15 years at an APR of 4.5%, how much interest will you pay during the first five years of the loan if you make only the minimum required monthly payments? $49,283.21 $48,586.64 $4,650.80 O $5,124.68 You plan to save $1,200 per month for the next 35 years until you retire. After you retire you want to withdraw $450,000 per year for 30 years. If you expect to earn 6% after retirement, what annual rate will you need to earn until you retire to meet your goal? 11.18% O 19.64% 15.02% O 11.99%