If you buy a house and prepay a few months of taxes and insurance at the closing, you are using

tax withholding.

estimated tax payment

. discount points

You have $1000 available for a down payment on a car and have determined that you can afford up to $200 per month for auto financing costs. If your bank has quoted a 6% APR rate on a 48-month car loan, the maximum car you can afford?

$10600

$9600

$9516

$8516

. escrow.

Whenever you decide to buy something, you're also deciding not to

spend the money on something else.

save those funds.

invest those funds.

All of the choices are correct.