if you could show work using formula please, 1,359,032 is incorrect

What is the present value of a rental property if you paid $1,000,000 to buy the property and you received 20 annual rental income payments of $100,000 ? Assume investors expect a 4% rate of return and the property has no value after 20 years. $1,359,032 $1,000,000 $359,032 $786,688