If you had an investment opportunity that promises to pay you $$23,000$ in five years and you could earn a $8\%$ annual return investing your money elsewhere, what is the most you should be willing to invest today in this opportunity? $($FV of $$1,$ PV of $$1,$ FVA of $$1,$ and PVA of $$1).($Use appropriate factor$($s$)$ from the tables provided. Round final answer to the nearest whole dollar.$)$