If you have no credit and want to get a credit card, you could:

apply for a rewards credit card.

ask your bank to convert your debit card into a credit card.

have a co-signer for the credit card account.

None of these answer choices are correct.

All credit cards

Require the user to make a minimum monthly payment if there is a loan balance outstanding.

Charge an annual fee.

Charge a transaction fee.

All of these answer choices are correct.