If you intend to make $175,000 per year in the latter part of your career and you wish to maintain that in retirement, how much must you have saved at retirement? You expect to earn an average of 6% in retirement. You plan to retire at the age of 65 and you feel you need to conservatively maintain this income until the age of 100 years old. Total amount Saved? If you had started saving at the Age of 30, how much would you have need to save each year to achieve this goal, assuming you were able to get an average annual return of 8%. Annual savings Needed?