If you invest $100 at 14% APR for five years, how much would you have at the end of 5 years using compound interest? $136 $140.49 $192.54 $170 Mr. Free has $100 dollars income this year and zero income next year. The market interest rate is 12% per year. If Mr. Free consumes $40 this year, and invests the rest in the market, what will be his consumption next year? $67.2 $53.57 $77 20 $100