If you need to take out a

$30,000

student loan

2

years before graduating, which loan option will result in the lowest overall cost to you: a subsidized loan with

6.6%

interest for

10

years, a federal unsubsidized loan with

5.5%

interest for

10

years, or a private loan with

7.0%

interest and a term of

16

years? How much would you save over the other options? All payments are deferred for

6

months after graduation and the interest is capitalized.

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