If you want to value a firm that has consistent earnings growth, but varies how it pays out these earnings to shareholders between dividends and repurchases, the simplest model for you to use is the total payout model. O dividend discount model. enterprise value model. net present value model. relative valuation model. What is the effective annual rate (EAR)? The annual interest rate earned on an investment as a result of compounding. The ratio of the number of the annual percentage rate to the number of compounding periods per year. The discount rate for an n-year time interval, where n may be more than one year or less than or equal to one year (a fraction). O The amount of simple interest earned in one year without considering the effects of compounding. All of the above