If you were the banker, would you lend company x the funds given the below data? Please explain why.

	2004	2006
Leverage, Debt Ratio = Total Liabilities/Total Assets	68.7%	69.0%
Interest Coverage = EBIT/Interest expense	1.78	2.48
Liquidity, Current Ratio = CA/CL	2.14	1.64
ROA = Net Income/Total Assets	2.4%	3.8%
ROE = Net Income/Equity (net worth)	7.6%	12.3%
ROIC = EBIT(1-t)/ (Invested Capital)	8.7%	13.3%
Collection Period = Accounts Receivable/Daily Sales	42	43
Payables Period = Accounts Payable/Daily Purchases	11	26