If your short$-$term interest rate $($the rate on your current debo is $12\mathrm{.}1$ K$,$ then your bond rate fithe rate on your long term debolis:

lower than the current debt rate$)$

$12\mathrm{.}1\%($the current debt rate$)$

higher than the current debt rate$)$

$6\mathrm{.}05\%($one$-$half the current debt rate$)$

$12\mathrm{.}0\%($one tenth percent less than the current debt rati$)$