im stuck on these last 2 questions and could really use help with both of them.

thank you so much!!

You just bought a car on credit for $22,000 and the terms of the loan are: 3-year car loan for with monthly (end of the month) payments of $730.71 What is the Effective Annual Rate (EAR) of this loan? You can use a financial calculator or PV tables: Click here for opening PV tables excel file 1) 36% 2) 12.68% 3) 1% 4) 12% 6 Listen (Estimated time allowance: 3 minutes) The following information regards an ordinary annuity: the frequency of the payment is semi-annual (p=2) and the frequency of compounding is quarterly (m =4). How many compounding periods are in a payment period? 6 3 4 Onone of the above