Imagine a 3 -year note that sells for $1000, and pays floating rate every six months. Further assume, you can withdraw any funds for the duration. After the fact, the semi-annual value of the account has been: Value(t0) = -1,000 and, Value(t1-) = 1,010: Withdrawal = 0; Value(t1+)= 1,010; Value(t2-) = 1,025; Withdrawal = 10; Value(t2 += 1,015; Value(t3-)= 1,045; Withdrawal = 20; Value(t3 +)= 1,025; Value(t4 -)= 1,002 : Withdrawal = 0; Value(t4 +)= 1,002; Value(t5-) 1,063 ; Withdrawal = 60; Value(t5 +) = 1,003 ; Value(t6-)= 1,091; Withdrawal = 0; Value(t6 +)= 1,091; What is the effective annual rate of return? O 12.324% O 19.044% 5.983% 2.948%