In 01/06/2018, the firm has deposit 50 billion VND in the bank, the term of the deposit is 1- ons, rate is 7.C.ar. However, in 01/04/2019, the firm wants to take out this deposit to pay raw material. If you are the personal finance advisor, how you can advise the firm? Notes: If the firm take out the deposit before the term, the firm will be applied the rate with 0.1%/year. If getting loan by using this deposit as asset for loan, the rate will be applied the rate with 9.0%/year, the firm can get loan with 100% the value of deposit.