In 1-2 pages please answer the following questions: 1) Have you been able to set aside at least 10% of your income into a savings account/emergency fund? If not, what steps will you take to do this? 2) How much monthly household savings you will need to reach your short-term goals and what steps you will take achieve these short-term goals? 3) If you have a monthly surplus, how will you allocate this surplus? If you have a shortfall/deficit, what steps could you take to reduce your expenses or increase your income? 4) What is the greatest lesson you have taken away from this course?