In $2014,$ some dealers offered two different financing incentives on the Honda Civic. The first option was

$0\mathrm{.}9\%$ financing for loans from $24$ to $36$ months, while the second

option was $1\mathrm{.}9\%$ financing for loans from $37$ to $60$ months. Suppose that a buyer needed to finance $$15,000.$ Source: Honda.

$($a$)$ Determine the payment if the buyer chose the $0\mathrm{.}9\%$ financing for $36$ months. Find the total amount that the buyer

paid for this option