In $2020,$ Susan borrows from the $4$ finance her attendance at an institut loans is $$20,000,$ Susan establishes Act of $1965$ that the school misled $h$ under applicable state law. ED canc Form $1099-$C $-$ Cancellation of Debt cancellation of debt in her gross incc

A$.$ $$0$

B$.$ $$5,000$

C$.$ $$10,000$

D$.$ $$20,000$