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In 2 years, you will receive $3,000. One year after that, you will receive the first of 10 annual cash flows of $12,000 each. If

In 2 years, you will receive $3,000. One year after that, you will receive the first of 10 annual cash flows of $12,000 each. If you deposit these cash flows in an account earning 3.3%, how much will you have in 22 years from today? Round to the nearest whole dollar.

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