In 2019, Nital (age 40) contributes 8 percent of his $178,000 annual salary to a Roth 401(k) account sponsored by his employer, AY Inc. AY Inc. matches employee contributions to the employee's traditional 401(k) account dollar-for-dollar up to 8 percent of the employee's salary. Nital expects to earn a 8 percent before-tax rate of return. Assume he leaves the contributions in the Roth 401(k) and traditional 401(k) accounts until he retires in 20 years and that he makes no additional contributions to either account. What are Nital's after-tax proceeds from the Roth 401(k) and traditional 401(k) accounts after he receives the distributions, assuming his marginal tax rate at retirement is 30 percent? (Use Table 1. Table 2) (Round your Intermediate calculations and final answers to the nearest whole dollar amount.) Roth 401(k) Traditional 401(k) After tax proceeds from distribution Future Value of $1 Periods 1.0% 2.0% 3.0% 3.75% 4.0% 4.25% 5.0% 6.0% 7.0% 1.01000 1.02010 1.03030 1.04060 1.05101 1.06152 1.07214 1.08286 1.09369 1.10462 1.11567 1.12683 1.13809 1.14947 1.16097 1.17258 1.18430 1.19615 1.20811 1.22019 1.28243 1.34785 1.02000 1.04040 1.06121 1.08243 1.10408 1.12616 1.14869 1.17166 1.19509 1.21899 1.24337 1.26824 1.29361 1.31948 1.34587 1.37279 1.40024 1.42825 1.45681 1.48595 1.64061 1.81136 1.03000 1.06090 1.09273 1.12551 1.15927 1.19405 1.22987 1.26677 1.30477 1.34392 1.38423 1.42576 1.46853 1.51259 1.55797 1.60471 1.65285 1.70243 1.75351 1.80611 2.09378 2.42726 1.03750 1.07641 1.11677 1.15865 1.20210 1.24718 1.29395 1.34247 1.39281 1.44504 1.49923 1.55545 1.61378 1.67430 1.73709 1.80223 1.86981 1.93993 2.01268 2.08815 2.51017 3.01747 1.04000 1.08160 1.12486 1.16986 1.21665 1.26532 1.31593 1.36857 1.42331 1.48024 1.53945 1.60103 1.66507 1.73168 1.80094 1.87298 1.94790 2.02582 2.10685 2.19112 2.66584 3.24340 1.04250 1.08681 1.13300 1.18115 1.23135 1.28368 1.33824 1.39511 1.45440 1.51621 1.58065 1.64783 1.71786 1.79087 1.86699 1.94633 2.02905 2.11529 2.20519 2.29891 2.83075 3.48564 1.05000 1.10250 1.15763 1.21551 1.27628 1.34010 1.40710 1.47746 1.55133 1.62889 1.71034 1.79586 1.88565 1.97993 2.07893 2.18287 2.29202 2.40662 2.52695 2.65330 3.38635 4.32194 1.06000 1.12360 1.19102 1.26248 1.33823 1.41852 1.50363 1.59385 1.68948 1.79085 1.89830 2.01220 2.13293 2.26090 2.39656 2.54035 2.69277 2.85434 3.02560 3.20714 4.29187 5.74349 1.07000 1.14490 1.22504 1.31080 1.40255 1.50073 1.60578 1.71819 1.83846 1.96715 2.10485 2.25219 2.40985 2.57853 2.75903 2.95216 3.15882 3.37993 3.61653 3.86968 5.42743 7.61226 Periods 8.0% 9.0% 10.0% 11.0% 12.0% 13.0% 14.0% 15.0% 20.0% 25.0% 1.08000 1.16640 1.25971 1.36049 1.46933 1.58687 1.71382 1.85093 1.99900 2.15892 2.33164 2.51817 2.71962 2.93719 3.17217 3.42594 3.70002 3.99602 4.31570 4.66096 6.84848 10.06266 1.09000 1.18810 1.29503 1.41158 1.53862 1.67710 1.82804 1.99256 2.17189 2.36736 2.58043 2.81266 3.06580 3.34173 3.64248 3.97031 4.32763 4.71712 5.14166 5.60441 8.62308 13.26768 1.10000 1.21000 1.33100 1.46410 1.61051 1.77156 1.94872 2.14359 2.35795 2.59374 2.85312 3.13843 3.45227 3.79750 4.17725 4.59497 5.05447 5.55992 6.11591 6.72750 10.83471 17.44940 1.11000 1.23210 1.36763 1.51807 1.68506 1.87041 2.07616 2.30454 2.55804 2.83942 3.15176 3.49845 3.88328 4.31044 4.78459 5.31089 5.89509 6.54355 7.26334 8.06231 13.58546 22.89230 1.12000 1.25440 1.40493 1.57352 1.76234 1.97382 2.21068 2.47596 2.77308 3.10585 3.47855 3.89598 4.36349 4.88711 5.47357 6.13039 6.86604 7.68997 8.61276 9.64629 17.00006 29.95992 1.13000 1.27690 1.44290 1.63047 1.84244 2.08195 2.35261 2.65844 3.00404 3.39457 3.83586 4.33452 4.89801 5.53475 6.25427 7.06733 7.98608 9.02427 10.19742 11.52309 21.23054 39.11590 1.14000 1.29960 1.48154 1.68896 1.92541 2.19497 2.50227 2.85259 3.25195 3.70722 4.22623 4.81790 5.49241 6.26135 7.13794 8.13725 9.27646 10.57517 12.05569 13.74349 26.46192 50.95016 1.15000 1.32250 1.52088 1.74901 2.01136 2.31306 2.66002 3.05902 3.51788 4.04556 4.65239 5.35025 6.15279 7.07571 8.13706 9.35762 10.76126 12.37545 14.23177 16.36654 32.91895 6 6.21177 1.20000 1.25000 1.44000 1.56250 1.72800 1.95313 2.07360 2.44141 2.48832 3.05176 2.98598 3.81470 3.58318 4.76837 4.29982 5.96046 5.15978 7.45058 6.19174 9.31323 7.43008 11.64153 8.91610 14.55192 10.69932 18.18989 12.83918 22.73737 15.40702 28.42171 18.48843 35.52714 22.18611 44.40892 26.62333 55.51115 31.94800 69.38894 38.33760 86.73617 95.39622 264.69780 237.37631807.79357 Future Value of Annuity of $1 Periods 1.0% 2.0% 3.0% 3.75% 4.0% 4.25% 5.0% 6.0% 7.0% 1.00000 2.01000 3.03010 4.06040 5.10101 6.15202 7.21354 8.28567 9.36853 10.46221 11.56683 12.68250 13.80933 14.94742 16.09690 17.25786 18.43044 19.61475 20.81090 22.01900 28.24320 34.78489 1.00000 2.02000 3.06040 4.12161 5.20404 6.30812 7.43428 8.58297 9.75463 10.94972 12.16872 13.41209 14.68033 15.97394 17.29342 18.63929 20.01207 21.41231 22.84056 24.29737 32.03030 40.56808 1.00000 2.03000 3.09090 4.18363 5.30914 6.46841 7.66246 8.89234 10.15911 11.46388 12.80780 14.19203 15.61779 17.08632 18.59891 20.15688 21.76159 23.41444 25.11687 26.87037 36.45926 47.57542 1.00000 2.03750 3.11391 4.23068 5.38933 6.59143 7.83861 9.13255 10.47503 11.86784 13.31288 14.81212 16.36757 17.98135 19.65565 21.39274 23.19497 25.06478 27.00471 29.01739 40.27112 53.79924 1.00000 2.04000 3.12160 4.24646 5.41632 6.63298 7.89829 9.21423 10.58280 12.00611 13.48635 15.02581 16.62684 18.29191 20.02359 21.82453 23.69751 25.64541 27.67123 29.77808 41.64591 56.08494 1.00000 2.04250 3.12931 4.26230 5.44345 6.67480 7.95848 9.29671 10.69182 12.14622 13.66244 15.24309 16.89092 18.60879 20.39966 22.26665 24.21298 26.24203 28.35732 30.56250 43.07648 58.48553 1.00000 2.05000 3.15250 4.31013 5.52563 6.80191 8.14201 9.54911 11.02656 12.57789 14.20679 15.91713 17.71298 19.59863 21.57856 23.65749 25.84037 28.13238 30.53900 33.06595 47.72710 66.43885 1.00000 2.06000 3.18360 4.37462 5.63709 6.97532 8.39384 9.89747 11.49132 13.18079 14.97164 16.86994 18.88214 21.01507 23.27597 25.67253 28.21288 30.90565 33.75999 36.78559 54.86451 79.05819 1.00000 2.07000 3.21490 4.43994 5.75074 7.15329 8.65402 10.25980 11.97799 13.81645 15.78360 17.88845 20.14064 22.55049 25.12902 27.88805 30.84022 33.99903 37.37896 40.99549 63.24904 94.46079 Periods 8.0% 9.0% 10.0% 11.0% 12.0% 13.0% 14.0% 15.0% 20.0% 25.0% 1.00000 2.08000 3.24640 4.50611 5.86660 7.33593 8.92280 10.63663 12.48756 14.48656 16.64549 18.97713 21.49530 24.21492 27.15211 30.32428 33.75023 37.45024 41.44626 45.76196 73.10594 113.28321 1.00000 2.09000 3.27810 4.57313 5.98471 7.52333 9.20043 11.02847 13.02104 15.19293 17.56029 20.14072 22.95338 26.01919 29.36092 33.00340 36.97370 41.30134 46.01846 51.16012 84.70090 136.30754 1.00000 1.00000 2 10000 2.11000 3.31000 3.34210 4.64100 4.70973 6.10510 6.22780 7.71561 7.91286 9.48717 9.78327 11.43589 11.85943 13.57948 14.16397 15.93742 16.72201 18.53117 19.56143 21.38428 22.71319 24.52271 26.21164 27.97498 30.09492 31.77248 34.40536 35.94973 39.18995 40.54470 44.50084 45.59917 50.39594 51.15909 56.93949 57.27500 64.20283 9 8.34706 114.41331 164.49402199.02088 1.00000 2.12000 3.37440 4.77933 6.35285 8.11519 10.08901 12.29969 14.77566 17.54874 20.65458 24.13313 28.02911 32.39260 37.27971 42.75328 48.88367 55.74971 63.43968 72.05244 133.33387 241.33268 1.00000 1.00000 1.00000 1.00000 1.00000 2.13000 2.14000 2.15000 2.20000 2.25000 3.40690 3.43960 3.47250 3.64000 3.81250 4.84980 4.92114 4.99337 5.36800 5.76563 6.48027 6.61010 6.74238 7.44160 8.20703 8.32271 8.53552 8.75374 9.92992 11.25879 10.40466 10.73049 11.06680 12.91590 15.07349 12.75726 13.23276 13.72682 16.49908 19.84186 15.41571 16.08535 16.78584 20.79890 25.80232 18.41975 19.33730 20.30372 25.95868 33.25290 21.81432 23.04452 24.34928 32.15042 42.56613 25.65018 27.27075 29.00167 39.58050 54.20766 29.98470 32.08865 34.35192 48.49660 68.75958 34.88271 37.58107 40.50471 59.19592 86.94947 40.41746 43.84241 47.58041 72.03511 109.68684 46.67173 50.98035 55.71747 87.44213 138.10855 53.73906 59.11760 65.07509 105.93056 173.63568 61.72514 68.39407 75.83636 128.11667 218.04460 70.74941 78.96923 88.21181 154.74000 273.55576 80.94683 91.02493 102.44358 186.68800 342.94470 155.61956 181.87083 212.79302471.98108 1054.79118 293.19922356.78685434.745151181.881573227.17427