In a 1-2 page paper, summarize your findings and decisions on the following case studies. Be sure to explain your reasoning and the law(s) from which you derived your decisions. Be sure to include a reference list citing any sources that you use in your decision making process. All sources should be cited using the APA format. Case Study #1 Gladys and Sam married. When they bought a house, Sam's father signed the mortgage note with them, and made the monthly house payments. Several years later, Gladys moved out of the house and Sam's father stopped making the monthly payments. Shirley moved into the house with Sam, but they did not make any payments on the house mortgage. The mortgage company told Gladys to make the payments. Gladys took a business law course many years before and remembers the terms third-party beneficiary, and novation. Can either of these principles help her? Case Study #2 Stanley and Garcia were both minors. Stanley bought Garcia's baseball card collection for $1,000. Stanley then sold the collection to American Collectors Company for $1,500, saying he was 22 and it was his collection. Two weeks later, Garcia decided she wanted the collection back. Discuss the rights of all the parties