In a hull policy, the Assured warranted that the alarm system on the ship should work properly at the commencement of the voyage. on 4 March 2016, the ship scheduled to sail from Hong Kong to Singapore. Before the voyage, the master realised that three sets of alarm on the ship were out of order. Due to the busy schedule, the master decided to commence the sail as scheduled. One day after the sail, the master ordered the engineer on board to carry out the repairs to those three sets of alarm. After four hours, the three sets of alarm were repaired, and they were working properly again. Unfortunately, the ship grounded outside the port of Singapore and was damaged. The assured claimed against the hull policy. Advise the insurer whether it is liable to settle the claim.

The answer must include parts including "Issue", "Facts" "Law", "Apply law to the facts" and "Conclusion" by following the "legal method". The rubrics are as follows: Issue: 10%; Facts: 15%; Law: 15%; Apply: 50% and Conclusion: 10%.