In a market, a bankruptcy-free coupon bond is traded with an annual coupon and a term of 4 years. The bond has a nominal amount of SEK 125000 and pays out a coupon of SEK 2100. According to market expectations, the risk-free interest rate is expected to be 1.91% for the first 3 years. What risk-free interest rate does the market expect during the last year if the bond is priced at an interest rate (YTM) of 1.68%?