In a noninsurance situation, the exchange of unequal amounts sounds unfair. For example, Katie paid Nicolas $4,000 to repair her roof, but the repairs were actually only worth $1,000. Which one of the following best describes why the exchange of unequal amounts isfair in insurance contracts? Available answer options Select only one option A The value of a promise to cover a loss is the equivalent of all insured's obligations. B There is the possibility that the insurer's obligation might be much greater than the insured's. C Unlike noninsurance contracts, insurance contracts rely on utmost good faith. D The insurer's obligations often perfectly mirror the insured's obligations