In an attempt to have funds for a down payment in four years, James Dupont plans to save $$4,400$ a year for the next four years. With an interest rate of $4$ percent, what amount will James have available for a down payment after the four years? Use Exhibit $1-$B$.($Round FVA factor to $3$ decimal places and final answer to $2$ decimal places.$)$

Using Exhibit $1-$B$,$ use $4\mathrm{.}246.$