In August 2008, a car manufacturing company was offering the choice of a 3.6% loan for 72 months, or $4000 cash back on the purchase of a $26.493 car (a) If someone took the 3.6% loan offer, how much will the monthly payment be? (b) If someone took the $4000 cash-back offer and can borrow money from their local credit union at 6.3% interest compounded monthly for six years, how much will the monthly payment be? (C) Which of the two offers is more favorable? (a) The monthly payment someone would pay for the 3.6% loan offer would be (Round to the nearest cent as needed.)