In August 2008, a car manufacturing company was offering the choice of a 3.6% loan for 48 months, or $3000 cash back on the purchase of a $33,083 car. (a) If someone took the 3.6% loan offer, how much will the monthly payment be? (b) If someone took the $3000 cash-back offer and can borrow money from their local credit union at 6.8% interest compounded monthly for four years, how much will the monthly payment be? (c) Which of the two offers is more favorable