In Canada, commercial banks Part 2 A. have a reserve ratio of zero. B. have a reserve ratio of 100%. C. are required by the Bank Act to hold required reserves. D. never have excess reserves. E. have a positive reserve ratio.The table below shows the liabilities of the Regal Bank, a hypothetical commercial bank. Liabilities of the Regal Bank Deposits $5 comma 000 Capital $500 Part 2 Suppose the Regal Bank's actual reserve ratio is 5 percent but it has target reserves of $ 200. The Regal Bank has a target reserve ratio of enter your response here percent. (Round your response to the nearest whole number.)