In December $2022,$ the Fed raised interest rates to their highest levels in $15$ years. This

makes borrowing more expensive, but makes savings more valuable. After years of near$-$

zero interest rates on savings accounts, many banks are offering savings rates of nearly

$4\%.$ This is a pretty good risk$-$free return. Suppose that you deposit $$11364$ into a

savings account that earns $4\%.$ If interest rates do not decrease and you you withdraw

your money in $31$ years, what is your minimum withdrawal? In other words, how much will

you withdraw if interest rates stay at $4\%?$