In driving around town one day, you noticed most of the payday loan companies were located close $(1$pts$)$

to the college and the local military base and there were none out in the newer neighborhoods.

Why do you think this is so$?$

The rent on these locations is less expensive.

Payday lenders tend to focus on less experienced borrowers who typically don't make a

lot of money.

Because their terms are so affordable people with low incomes really take advantage of

them.

There are zoning laws that require these types of locations for these types of services.