In February 2015, Ram entered into a hire purchase agreement with Hebat Finance Bhd for a car for a period of 5 years. In September 2017. Ram suffered financial difficulties and could not pay for the instalments. Two weeks ago. Ram received a notice of intention to repossess. Ten days later, the agents of Hebat Finance Bhd towed the car from Ram's house while he was asleep. They left a notice in his letter box stating that the car will be auctioned off. Ram was upset over the incident. He wants to know the procedure for repossession according to Hire Purchase Act 1967. Advice Ram.