"In its 2020 annual worldwide study of asset management industry, Boston Consulting estimated that the total amount of asset under management have grown to US $89 trillion. Yet there are continuing concerns over whether professional investment managers create value for their clients. The Financial Times had reported that a study undertaken by the consulting arm of IBM which shows that the funds management industry costs their clients worldwide over $1.3 trillion annually. Others have raised concerns over whether funds management and its operation can increase" Question) Explain the risks that the investment funds and their operation may pose to the financial system.(450 words).